# What is Prime Protocol? Prime Protocol is the first natively cross-chain prime brokerage Decentralized finance has evolved rapidly in the last few years, with expansive innovation and wealth fueling multiple blockchain ecosystems. But liquidity, and use cases via protocols built on top of these chains, remain highly siloed. We decided to build a solution that enables users to access liquidity across their entire, cross-chain portfolios. ### **What is Prime Protocol?** Prime Protocol is a cross-chain prime brokerage which allows users to borrow across chains backed by their entire portfolio of cross chain assets. At Prime, we are pushing the boundaries of decentralized finance by breaking down the silos between blockchains and creating one of the first cross chain xApps.

Prime in the DeFi Stack

We allow users to seamlessly borrow against their entire portfolio of base assets, staked assets, iB Tokens, and more -- all at an extremely competitive interest rate. Users get access to liquidity faster than ever before on Prime Protocol. ### What is Prime's mission? Prime Protocol is a one stop shop where investors can deposit all their digital assets across chains into a single protocol and receive credit anywhere. By enabling loans on any chain backed by collateral everywhere, Prime will unlock liquidity for the entire crypto market. # Prime Architecture How does Prime Protocol work? ### Hub and Spoke Architecture Prime Protocol uses a hub and spoke architecture as a part of its connected contracts approach. Moonbeam serves as Prime’s hub, allowing for the protocol to connect with other major ecosystems through decentralized message passers, while also connecting with other parachains in the ecosystem. Every time a user conducts an operation – even if they are depositing or borrowing on a different chain – a transaction is executed on Moonbeam to certify that change of account state. The vast majority of protocol logic lives on Moonbeam, and most of the gas required to power Prime Protocol is spent on Moonbeam.
### Message Passing Prime protocol utilizes generic message passing protocols to connect with chains outside the Moonbeam Ecosystem. To ensure robustness of the protocol regardless of what the future may hold, Prime Protocol features a router and standard messaging interface that can plug into any interoperability protocol. All user flows that may require a message to be passed – deposit, withdraw, borrow, repay, and liquidate – are packaged into a payload and sent to and from Moonbeam via a generic messaging protocol. Before a message is sent, a unique hash of that message’s payload with some metadata is stored on the sending contract. This ensures there is a record of the messages queued for delivery, so if anything were to go wrong with the message delivery, the tokens locked on the sending chain are not lost. For example, if the chosen message passer is paused or exploited, the messages could be routed over a different message passer to ensure delivery. On the receiving side, a queue of message hashes are stored to prevent replay attacks, and ensure every message received is processed exactly once. This means that a message that failed to deliver or was delayed could be re-sent over a different route. It also offers protection against one of the most common forms of bridge hacks. Currently, Prime leverages Axelar to securely deliver these messages and Wormhole as an alternative route. Both Axelar and Wormhole are excellent solutions, and the integrations with each have been fully audited. There has never been an issue with the consensus mechanism for either protocol, and the relayers they use are completely trustless. Prime Protocol does not rely on any token bridges, only the core message passing layers.
# Why Use Prime Key Use Cases Prime will allow users to experience cross-chain borrowing while overcoming the challenges formerly confronted in DeFi. With the platform's comprehensive cross-chain functionality alongside Universal Access, Money Markets, and a full liquidations page, Prime offers an array of opportunities for users to leverage the platform. ### **One Account For Every Token** Users can can deposit their digital assets into a single protocol, Prime, and borrow against their entire portfolio. Loans are collateralized by all deposited assets, giving borrowers the benefits of a diversified portfolio. ### Instant Liquidity Anywhere Prime eliminates the need to bridge funds by implementing seamless cross-chain functionality directly into the protocol. Deposit money from any chain supported on Prime, and access liquidity instantly from any other supported chain. ### **Cross Chain Margining** Prime allows for receiving liquidity on any supported chain - regardless of what chain it’s on or what kind of token it is. Rather than borrowing against each asset individually, a user can margin collateral on any chain and it will be backed by the collateral value of the user's total asset value. No need to exit a position on one chain to earn yield on another. The user can earn yield on both. ### Universal Access Universal Access on Prime allows users to originate a transaction from any supported chain on the platform. Users who wish to initiate a transaction on a chain that normally takes a longer amount of time to reach finality (ex. Ethereum or Polygon) will instead be able to initiate that transaction on a chain that is much faster and cheaper (ex. Moonbeam or Avalanche)! This feature allows for withdrawals or borrows to be requested on any chain, therefore granting users access to assets faster than anywhere else! ### Money Markets Prime Protocol will launch with pool based money markets, where users can deposit tokens and use them as collateral for other users to borrow against. What makes prime protocol different from any existing money market is how every pool is connected to one another regardless of blockchain. So, a user could deposit on Ethereum and borrow on Arbitrum, without sending tokens over a bridge. If a user has assets on both Arbitrum and Ethereum, all of those deposits can count as collateral for a single (or multiple) borrows on any chain in the network. This model of interoperability is revolutionary from both a UX perspective and a financial utility point of view, because the ability to use every asset in one protocol allows users to benefit from having a diversified portfolio. # Main Functionality How to navigate Prime's main functionality {% embed url="" %} ### **Deposit** Prime Protocol supports several different assets across several different blockchains. These assets are always on the dashboard at all times, with assets that you’ve deposited automatically listed at the top of the window. To deposit on Prime, first connect your wallet. Next, select the asset and the chain you want to deposit on in the filter menu under “Deposits.” Hit the deposit arrow to bring up the deposit menu. Here, you can either type in a custom deposit amount, or deposit a certain percentage based on the amount in your portfolio. After confirming the transaction, you have officially deposited collateral into Prime! You can repeat this process with any number of assets you wish to deposit into the protocol. ### Borrow After you’ve deposited collateral into Prime, you can now borrow against the value of your collateral. To initiate a borrow, head to the “Borrows” section of the dashboard. You can filter by asset and network to quickly find the asset you want to borrow from the protocol. Once you’ve located the asset you wish to borrow, click the borrow button. Enter in the amount you’d like to borrow or select the percentage you wish to borrow. You can use Universal Access by selecting a Gas Network to initiate your transaction on any chain if you wish. Click borrow and confirm your transaction to complete your borrow!
### Repay If you’d like to repay a borrow you made on Prime, head back to the Borrow section of the dashboard. Choose your asset and your network you’d like to repay via the filter menu, and click the repay button after you’ve located the asset. Enter the amount you’d like to repay or select from the percentages listed. Click repay, and confirm your transaction. Your balance will now reflect according to your transaction. ### Withdraw To withdraw collateral from Prime, head back to the Deposits section of the dashboard and choose which asset and network you’d like to withdraw from via the Filter menu. Once you’ve located your asset - click the withdraw button and enter in the amount you’d like to withdraw or choose from a specific percentage. Universal Access is available for use on withdrawals, so choose a different Gas Network if you’d like to initiate your withdrawal from a different chain than your asset is currently on. After you’ve entered those details, click withdraw and confirm your transaction. Once your transaction has been processed, your assets will be back in your wallet! # Universal Access What is Universal Access?

Universal Access allows users to pay gas on any chain on Prime

Universal Access on Prime will allow users to originate a transaction from any supported chain on the platform. Users who wish to initiate a transaction on a chain that normally takes a longer amount of time to reach finality (ex. Ethereum or Polygon) will instead be able to initiate that transaction on a chain that is much faster and cheaper (ex. Moonbeam or Avalanche)! This feature allows for withdrawals or borrows to be requested on any chain, therefore granting users access to assets faster than anywhere else! Another possible use case for Universal Access will allow users to access liquidity on a chain without ever having a single asset on that chain! Let’s say a user wants access to a brand new yield farm on Polygon, but doesn’t have any $MATIC for gas fees. With Universal Access, the user can request a borrow of $MATIC from Polygon with any asset they hold on Prime, and use the $MATIC they receive to pay for gas for a borrow of the asset needed on Polygon to enter the yield farm. Users can receive assets in as little as two clicks on Prime. Read more about Universal Access [here](https://medium.com/prime-protocol/introducing-universal-access-on-prime-protocol-originate-a-transaction-on-any-chain-f73137d3ab7c)!

Old borrow flow vs. new borrow flow with Universal Access

# Money Markets What are Money Markets on Prime? Money Markets allow Prime users to borrow from other user deposits, thereby generating real yield for depositors and a wider selection of options for borrowers. By integrating Money Markets into Prime, we’re incredibly excited to enable greater opportunities for crypto users to unlock more value from their assets. There are a number of ways for users to utilize Money Markets on Prime! Let’s discuss some examples: * Earn yield on your deposited tokens. Interest is continuously compounding and added to your deposit balance automatically. This is similar to how other major DeFi protocols, such as Compound and AAVE function. * Borrow a token you’re bearish on. By selling and buying back at a lower price, you can make a profit. * Borrow tokens you need to participate in yield farms without worrying about the slippage from swapping * Borrow tokens you need for collateral in other protocols Prime Protocol will still be a cross-chain prime brokerage even with the introduction of Money Markets. Although users will have to repay Money Market borrows on the chain they originally borrowed on, all positions are still cross-margined within the protocol. That means even if a user has no deposits on a given chain, as long as they have deposits elsewhere, they can still take out a borrow. Users will benefit from the same liquidation system that considers all assets in the protocol before allowing liquidators to purchase collateral. # Liquidations The Prime liquidation engine is designed with two things in mind – efficiency and simplicity. Given the cross-chain nature of Prime Protocol, liquidations can become quite complex, with collateral potentially being stored on a separate chain than the corresponding borrow. Additionally, liquidations themselves are quite mathematically involved even when collateral and borrows exist on the same chain. The liquidator would need to account for the liquidity incentive (amount the collateral is discounted for a liquidation) and protocol seize share (amount of the repaid borrow taken as profit for the protocol) as well as various constraints to determine how to properly execute a liquidation. Prime has created a solution to fully abstract these problems away for users: the liquidation dashboard. This dynamic page is constantly scanning the blockchain for accounts on Prime with too low of a health factor that have become eligible for liquidation, and allows users to directly execute liquidations through the frontend of our app. For more savvy users these liquidations may be tweaked before submitting, and speedy devs can even tap directly into the liquidate function in our smart contracts. Additionally, the backend of the liquidation function includes safeguards that will fully refund a liquidator if they overpay for a liquidation whether it be due to a mere mistake or price latency. With these features, Prime offers one of the most accessible liquidation engines in DeFi while also including safeguards to fully refund a liquidator if they overpay for a liquidation. # Prime Points Earn points and climb your way up the leaderboard on Prime Protocol!
Prime Points is a system that offers a quantifiable measure of a user’s contribution to the success of the Prime ecosystem. There are currently three ways to earn points: Deposit, Borrow, and Referrals. Additional ways to earn points, such as community challenges, will become available as the Prime ecosystem expands. This program is an extension of the previous Prime Early Adopter Program — all the points you’ve gained thus far will remain, but now there are more ways to earn! * For every 1 dollar deposited, one point is gained per year * For every 1 dollar borrowed, three points are gained per year * After your deposits or borrows are kept in the protocol for 1 week, points will start to accumulate at 2x the normal rate. This means that every dollar deposited for more than 1 week will earn 2 points per dollar per year, and every dollar borrowed for more than 1 week will earn 6 points per dollar per year. * After your deposits or borrows are kept in the protocol for 2 weeks, points will start to accumulate at 3x the normal rate. This means that every dollar deposited for more than 2 weeks will earn 3 points per dollar per year, and every dollar borrowed for more than 2 weeks will earn 9 points per dollar per year. * Points can now also be acquired through referrals! Referring users are entitled to 10% of the points earned by the individuals they referred. Notably, these points don’t diminish from the referred users’ balances, ensuring they continue to accumulate points at the stipulated rate. *\*Note: Referrals are only recorded when you refer new users (users who haven’t previously deposited or borrowed)* * If you withdraw or repay tokens, the rate of points accumulation on that market will be reset to 1x. Any points you gained up until this point will stay on the protocol. New deposits and borrows will earn the higher points accumulation after the thresholds are met again. Climb the ranks and see where you stand in the Prime Community with the brand new points leaderboard! # Audits Prime Protocol has undergone multiple audits from Ackee Blockchain and Veridise. The audit reports are linked here: {% file src="/files/5XLgZLAcz4biioPQRXda" %} Ackee Blockchain Audit {% endfile %} {% file src="/files/B60ecf26MyNCpNVmt62m" %} Veridise Audit 1 {% endfile %} {% file src="/files/kYgb2wLCtwdUXhiwU8RJ" %} Veridise Audit 2 {% endfile %} {% file src="/files/fZ5vJKYWHoF50UTwvleq" %} Veridise Audit 3 {% endfile %} # Prime Ecosystem Thank you to all of our collaborators who make up the Prime ecosystem!
Prime uses Moonbeam as a home base for our cross-chain connected smart contracts — Moonbeam is included in our initial deployment, and important calculations and data will be stored on the Moonbeam blockchain. Prime uses Axelar and Wormhole as General Message Passers for the protocol. Axelar and Wormhole allow for cross-chain interoperability, enabling Prime users to quickly and securely manage their positions on different blockchains. Axelar and Wormhole's infrastructure will allow our Master State on Moonbeam to communicate securely with applications on many other blockchains. We are dedicated to supporting as many of the top blockchains in the DeFi ecosystem as possible. We will continually expand support for blockchains throughout the life of the protocol to ensure Prime users have access to the chains they want to use. # Frequently Asked Questions
What is Prime Protocol? Prime Protocol is a cross-chain prime brokerage that allows users to borrow against the value of their entire portfolio of assets across numerous chains. Prime provides access to instant liquidity by eliminating the need to bridge or swap your assets across chains.
What is the Prime Pioneer NFT? The Prime Pioneer NFT commemorates active and valuable participation in Prime Protocol’s testnet. Holders of the NFT are granted an exclusive role in our Discord. The Prime Pioneer NFT is non-transferrable and can no longer be obtained.
Why do some transactions take longer than others to process on Prime? Prime Protocol is a cross-chain platform, with support for many different blockchains. Some blockchains naturally have a longer time to reach finality for transactions, meaning that transactions on those chains will take longer to process. We introduced Universal Access to allow users to initiate transactions on any supported chain on the platform while paying gas fees using any other chain supported on Prime to help alleviate some of these finality issues and help save our users time and money for their transactions.
Does Prime have a token? Prime Protocol does not currently have a token. Any tokens you may see that claim to be associated with the protocol are scams.
Where can I view Prime's audits? All audit data for Prime's contracts will be published when mainnet is live. Prime Protocol has undergone multiple audits from Ackee Blockchain and Veridise.
# Prime Branding {% file src="/files/CGtJ4IP8WfleRh0yshn6" %} {% file src="/files/DYs3ngb4Zoepa263WF8C" %} {% file src="/files/bCTpShSeQi14iO7ENHCU" %} {% file src="/files/ffjutyNiWp7fu8n8Z0e6" %} {% file src="/files/qC5aE1HAwYnggWsNvfj7" %} {% file src="/files/n2ptohs5thndHwbGdjSl" %} {% file src="/files/A2mGL6ZbZYpYPWOdMXLA" %} # Connect with Prime ### Twitter: ### Website: ### App: ### Medium: ### LinkedIn: ### YouTube: ### Telegram Announcements: # Terms of Service Last Revised on May 7th, 2023 These Terms of Service (these “Terms”) explain the terms and conditions by which you may access and use our websites, and (the “Websites”), the Interface (as defined below), operated on behalf of Prime Protocol Inc. (“Company”, “we” or “us”) and any other Services provided by the Company, including any related content, tools, features and functionality (collectively, the “Services”). These Terms govern your access to and use of the Services. Please read these Terms carefully, as they include important information about your legal rights. By accessing and/or using the Services, you are agreeing to these Terms. If you do not understand or agree to these Terms, please do not use the Services. For purposes of these Terms, “you” and “your” means you as the user of the Services. If you use the Services on behalf of a company or other entity then “you” includes you and that entity, and you represent and warrant that (a) you are an authorized representative of the entity with the authority to bind the entity to these Terms, and (b) you agree to these Terms on the entity’s behalf. Section 9 contains an arbitration clause and class action waiver. By agreeing to these Terms, you agree (a) to resolve all disputes with us related to the Services through binding individual arbitration, which means that you waive any right to have those disputes decided by a judge or jury, and (b) to waive your right to participate in class actions, class arbitrations, or representative actions in connection with your use of the Services. You have the right to opt-out of arbitration as explained in Section 9. ## 1. THE SERVICES ### Services. The Services provide users with access to a front-end interface (the “Interface”) which allows users to interface with a set of decentralized open-sourced smart contracts that allow users to (a) deposit digital assets into a liquidity pool to be borrowed by other users, and/or (b) take out loans against their portfolio of digital assets. These underlying smart contracts are referred to herein as the “Protocol”. The Protocol itself is not part of the Services, and your use of the Protocol is entirely at your own risk. The Interface is separate and distinct from the Protocol and is one, but not the exclusive means of accessing the Protocol. All activity on the Protocol is run by permissionless smart contracts, and other developers are free to create their own interfaces to function with the Protocol. You acknowledge and agree that the Company does not operate any liquidity pools on the Protocol, it is not a lender or broker, and that it does not originate or control any loans that you may execute via the Services. The Company has the ability to pause transactions on the Interface, if it decides in its sole discretion that such actions are necessary to ensure the security of user funds or data. ### 1.1 Wallets. To use certain of the Services you may need to link a third-party digital wallet (“Wallet”) with the Services. By using a Wallet in connection with the Services, you agree that you are using the Wallet under the terms and conditions of the applicable third-party provider of such Wallet. Wallets are not associated with, maintained by, supported by or affiliated with the Company. You acknowledge and agree that we are not party to any transactions conducted while accessing the Interface, and we do not have possession or custody over any digital assets appearing on the Services. The Company accepts no responsibility or liability to you in connection with your use of a Wallet, and makes no representations and warranties regarding how the Services will operate with any specific Wallet. The private keys and/or seed phrases necessary to decrypt a Wallet are held solely by you, and not by the Company. The Company has no ability to help you access or recover your private keys and/or seed phrases for your Wallet, so please keep them in a safe place. ### 1.2 Updates; Monitoring. We may make any improvement, modifications or updates to the Services, including but not limited to changes and updates to the underlying software, infrastructure, security protocols, technical configurations or service features (the “Updates”) from time to time. Your continued access and use of the Services are subject to such Updates and you shall accept any patches, system upgrades, bug fixes, feature modifications, or other maintenance work that arise out of such Updates. We are not liable for any failure by you to accept and use such Updates in the manner specified or required by us. Although the Company is not obligated to monitor access to or participation in the Services, it has the right to do so for the purpose of operating the Services, to ensure compliance with the Terms and to comply with applicable law or other legal requirements. ## 2. FEES ### 2.1 The Company may charge or pass through fees for some or part of the Services we make available to you, including transaction or processing fees, blockchain gas or similar network fees. We will disclose the amount of fees we will charge or pass through to you for the applicable Service at the time you access, use or otherwise transact with the Services. Although we will attempt to provide accurate fee information, any such information reflects our estimate of fees, which may vary from the fees actually paid to use the Services and interact with the applicable blockchain with which the Services are compatible. Additionally, your external Wallet provider may impose a fee to transact on the Services. We are not responsible for any fees charged by a third party. All transactions processed through the Services are non-refundable. You will be responsible for paying any and all taxes, duties and assessments now or hereafter claimed or imposed by any governmental authority associated with your use of the Services. In certain cases, your transactions through the Services may not be successful due to an error with the blockchain or the Wallet. We accept no responsibility or liability to you for any such failed transactions, or any transaction or gas fees that may be incurred by you in connection with such failed transactions. You acknowledge and agree that all information you provide with respect to transactions on the Services, including, without limitation, credit card, bank account, PayPal or other payment information is accurate, current and complete, and you have the legal right to use such payment method. ### 2.2 Once a transaction has been initiated, it cannot be reversed, cancelled or changed. ### 2.3 It is your sole responsibility to determine whether and to what extent, any taxes apply to any transactions and to withhold, collect, report and remit the correct amounts of taxes to the appropriate tax authorities. ## 3. Who May Use the Services You must be eighteen (18) years of age or older and not be a Prohibited Person to use the Services. A “Prohibited Person” is any person or entity that is (a) listed on any U.S. Government list of prohibited or restricted parties, including the U.S. Treasury Department's list of Specially Designated Nationals or the U.S. Department of Commerce Denied Person’s List or Entity List, (b) located or organized in any U.S. embargoed countries or any country that has been designated by the U.S. Government as a “terrorist supporting”, or (c) owned or controlled by such persons or entities listed in (a)-(b). By using the Services, you represent and warrant that you meet these requirements and will not be using the Services for any illegal activity or to engage in the prohibited activities in Section 5.2. We may require you to provide additional information and documents regarding your use of the Services, including at the request of any competent authority or in case of application of any applicable law or regulation, including laws related to anti-money laundering or for counteracting financing of terrorism. We may also require you to provide additional information or documents in cases where we have reason to believe (i) that your Wallet is being used for illegal money laundering or for any other illegal activity, or (ii) you have concealed or reported false identification information or other details. ## 4. Location of Our Privacy Policy ### 4.1 Privacy Policy. Our Privacy Policy describes how we handle the information you provide to us when you use the Services. For an explanation of our privacy practices, please visit our Privacy Policy located at . ## 5. Rights We Grant You ### 5.1 Right to Use Services. We hereby permit you to use the Services for your personal non-commercial use only, provided that you comply with these Terms in connection with all such use. If any software, content or other materials owned or controlled by us are distributed to you as part of your use of the Services, we hereby grant you, a personal, non-assignable, non-sublicensable, non-transferrable, and non-exclusive right and license to access and display such software, content and materials provided to you as part of the Services, in each case for the sole purpose of enabling you to use the Services as permitted by these Terms. Your access and use of the Services may be interrupted from time to time for any of several reasons, including, without limitation, the malfunction of equipment, periodic updating, maintenance or repair of the Service or other actions that Company, in its sole discretion, may elect to take. ### 5.2 Restrictions On Your Use of the Services. You may not do any of the following in connection with your use of the Services, unless applicable laws or regulations prohibit these restrictions or you have our written permission to do so: #### (a) download, modify, copy, distribute, transmit, display, perform, reproduce, duplicate, publish, license, create derivative works from, or offer for sale any information contained on, or obtained from or through, the Services, except for temporary files that are automatically cached by your web browser for display purposes, or as otherwise expressly permitted in these Terms; #### (b) duplicate, decompile, reverse engineer, disassemble or decode the Services (including any underlying idea or algorithm), or attempt to do any of the same; #### (c) use, reproduce or remove any copyright, trademark, service mark, trade name, slogan, logo, image, or other proprietary notation displayed on or through the Services; #### (d) use automation software (bots), hacks, modifications (mods) or any other unauthorized third-party software designed to modify the Services; #### (e) exploit the Services for any commercial purpose, including without limitation communicating or facilitating any commercial advertisement or solicitation; #### (f) access or use the Services in any manner that could disable, overburden, damage, disrupt or impair the Services or interfere with any other party’s access to or use of the Services or use any device, software or routine that causes the same; #### (g) attempt to gain unauthorized access to, interfere with, damage or disrupt the Services, or the computer systems or networks connected to the Services; #### (h) circumvent, remove, alter, deactivate, degrade or thwart any technological measure or content protections of the Services; #### (i) use any robot, spider, crawlers, scraper, or other automatic device, process, software or queries that intercepts, “mines,” scrapes, extracts, or otherwise accesses the Services to monitor, extract, copy or collect information or data from or through the Services, or engage in any manual process to do the same; #### (j) introduce any viruses, trojan horses, worms, logic bombs or other materials that are malicious or technologically harmful into our systems; #### (k) submit, transmit, display, perform, post or store any content that is inaccurate, unlawful, defamatory, obscene, lewd, lascivious, filthy, excessively violent, pornographic, invasive of privacy or publicity rights, harassing, threatening, abusive, inflammatory, harmful, hateful, cruel or insensitive, deceptive, or otherwise objectionable, use the Services for illegal, harassing, bullying, unethical or disruptive purposes, or otherwise use the Services in a manner that is obscene, lewd, lascivious, filthy, excessively violent, harassing, harmful, hateful, cruel or insensitive, deceptive, threatening, abusive, inflammatory, pornographic, inciting, organizing, promoting or facilitating violence or criminal or harmful activities, defamatory, obscene or otherwise objectionable; #### (l) violate any applicable law or regulation in connection with your access to or use of the Services; or #### (m) access or use the Services in any way not expressly permitted by these Terms. ### 5.3 Interactions with Other Users on the Services. You are responsible for your interactions with other users on or through the Services. While we reserve the right to monitor interactions between users, we are not obligated to do so, and we cannot be held liable for your interactions with other users, or for any user’s actions or inactions. If you have a dispute with one or more users, you release us (and our affiliates and subsidiaries, and our and their respective officers, directors, employees and agents) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes. In entering into this release you expressly waive any protections (whether statutory or otherwise) that would otherwise limit the coverage of this release to include only those claims which you may know or suspect to exist in your favor at the time of agreeing to this release. ### 5.4 Beta Offerings. From time to time, we may, in our sole discretion, include certain test or beta features or products in the Services (“Beta Offerings”) as we may designate from time to time. Your use of any Beta Offering is completely voluntary. The Beta Offerings are provided on an “as is” basis and may contain errors, defects, bugs, or inaccuracies that could cause failures, corruption or loss of data and information from any connected device. You acknowledge and agree that all use of any Beta Offering is at your sole risk. You agree that once you use a Beta Offering, your content or data may be affected such that you may be unable to revert back to a prior non-beta version of the same or similar feature. Additionally, if such reversion is possible, you may not be able to return or restore data created within the Beta Offering back to the prior non-beta version. If we provide you any Beta Offerings on a closed beta or confidential basis, we will notify you of such as part of your use of the Beta Offerings. For any such confidential Beta Offerings, you agree to not disclose, divulge, display, or otherwise make available any of the Beta Offerings without our prior written consent. ## 6. Ownership and Content ### 6.1 Ownership of the Services. The Services, including their “look and feel” (e.g., text, graphics, images, logos), proprietary content, information and other materials, are protected under copyright, trademark and other intellectual property laws. You agree that the Company and/or its licensors own all right, title and interest in and to the Services (including any and all intellectual property rights therein) and you agree not to take any action(s) inconsistent with such ownership interests. We and our licensors reserve all rights in connection with the Services and its content, including, without limitation, the exclusive right to create derivative works. ### 6.2 Ownership of Trademarks. The Company’s name, trademarks and logos and all related names, logos, product and service names, designs and slogans are trademarks of the Company or its affiliates or licensors. Other names, logos, product and service names, designs and slogans that appear on the Services are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by us. ### 6.3 Ownership of Feedback. We welcome feedback, comments and suggestions for improvements to the Services (“Feedback”). You acknowledge and expressly agree that any contribution of Feedback does not and will not give or grant you any right, title or interest in the Services or in any such Feedback. All Feedback becomes the sole and exclusive property of the Company, and the Company may use and disclose Feedback in any manner and for any purpose whatsoever without further notice or compensation to you and without retention by you of any proprietary or other right or claim. You hereby assign to the Company any and all right, title and interest (including, but not limited to, any patent, copyright, trade secret, trademark, show-how, know-how, moral rights and any and all other intellectual property right) that you may have in and to any and all Feedback. ## 7. Third Party Services and Materials ### 7.1 Use of Third Party Materials in the Services. Certain Services may display, include or make available content, data, information, applications or materials from third parties (“Third Party Materials”) or provide links to certain third party websites. By using the Services, you acknowledge and agree that the Company is not responsible for examining or evaluating the content, accuracy, completeness, availability, timeliness, validity, copyright compliance, legality, decency, quality or any other aspect of such Third Party Materials or websites. We do not warrant or endorse and do not assume and will not have any liability or responsibility to you or any other person for any third-party services, Third Party Materials or third-party websites, or for any other materials, products, or services of third parties. Third Party Materials and links to other websites are provided solely as a convenience to you. ## 8. Disclaimers, Limitations of Liability and Indemnification ### 8.1 Disclaimers. #### (a) Your access to and use of the Services are at your own risk. You understand and agree that the Services are provided to you on an “AS IS” and “AS AVAILABLE” basis. Without limiting the foregoing, to the maximum extent permitted under applicable law, the Company, its parents, affiliates, related companies, officers, directors, employees, agents, representatives, partners and licensors (the “Company Entities”) DISCLAIM ALL WARRANTIES AND CONDITIONS, WHETHER EXPRESS OR IMPLIED, OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. The Company Entities make no warranty or representation and disclaim all responsibility and liability for: (i) the completeness, accuracy, availability, timeliness, security or reliability of the Services, (ii) any harm to your computer system, loss of data, or other harm that results from your access to or use of the Services, (iii) the operation or compatibility with any other application or any particular system or device, including any Wallets, and (iv) whether the Services will meet your requirements or be available on an uninterrupted, secure or error-free basis. No advice or information, whether oral or written, obtained from the Company Entities or through the Services, will create any warranty or representation not expressly made herein. ### 8.2 Limitations of Liability. TO THE EXTENT NOT PROHIBITED BY LAW, YOU AGREE THAT IN NO EVENT WILL THE COMPANY ENTITIES BE LIABLE (A) FOR DAMAGES OF ANY KIND, INCLUDING INDIRECT, SPECIAL, EXEMPLARY, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES (INCLUDING, BUT NOT LIMITED TO, PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, LOSS OF USE, DATA OR PROFITS, BUSINESS INTERRUPTION OR ANY OTHER DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THE SERVICES), HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY, WHETHER UNDER THESE TERMS OR OTHERWISE ARISING IN ANY WAY IN CONNECTION WITH THE SERVICES OR THESE TERMS AND WHETHER IN CONTRACT, STRICT LIABILITY OR TORT (INCLUDING NEGLIGENCE OR OTHERWISE) EVEN IF THE COMPANY ENTITIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE, OR (B) FOR ANY OTHER CLAIM, DEMAND OR DAMAGES WHATSOEVER RESULTING FROM OR ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR THE DELIVERY, USE OR PERFORMANCE OF THE SERVICES. SOME JURISDICTIONS (SUCH AS THE STATE OF NEW JERSEY) DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSION OR LIMITATION MAY NOT APPLY TO YOU. THE COMPANY ENTITIES’ TOTAL LIABILITY TO YOU FOR ANY DAMAGES FINALLY AWARDED SHALL NOT EXCEED THE AMOUNT OF ONE HUNDRED DOLLARS ($100.00). THE FOREGOING LIMITATIONS WILL APPLY EVEN IF THE ABOVE STATED REMEDY FAILS OF ITS ESSENTIAL PURPOSE. ### 8.3 Assumption of Risks. #### (a) By using the Services, you represent that you have sufficient knowledge and experience in business and financial matters, including a sufficient understanding of blockchain or cryptographic tokens and technologies and other digital assets, storage mechanisms (such as Wallets), blockchain-based software systems, and blockchain technology, to be able to assess and evaluate the risks and benefits of the Services contemplated hereunder, and will bear the risks thereof, including loss of all amounts paid, and the risk that the tokens may have little or no value. You acknowledge and agree that there are risks associated with purchasing and holding cryptocurrency and using blockchain technology. These include, but are not limited to, risk of losing access to cryptocurrency due to loss of private key(s), custodial error or purchaser error, risk of mining or blockchain attacks, risk of hacking and security weaknesses, risk of unfavorable regulatory intervention in one or more jurisdictions, risk related to token taxation, risk of personal information disclosure, risk of uninsured losses, volatility risks, and unanticipated risks. #### (b) The regulatory regime governing blockchain technologies, cryptocurrencies, and tokens is uncertain, and new regulations or policies may materially adversely affect the potential utility or value of tokens. There also exists the risks of new taxation of the purchase or sale of tokens. ### 8.4 Indemnification. By entering into these Terms and accessing or using the Services, you agree that you shall defend, indemnify and hold the Company Entities harmless from and against any and all claims, costs, damages, losses, liabilities and expenses (including attorneys’ fees and costs) incurred by the Company Entities arising out of or in connection with: (a) your violation or breach of any term of these Terms or any applicable law or regulation, (b) your violation of any rights of any third party, (c) your misuse of the Services, or (d) your negligence or wilful misconduct. If you are obligated to indemnify any Company Entity hereunder, then you agree that Company (or, at its discretion, the applicable Company Entity) will have the right, in its sole discretion, to control any action or proceeding and to determine whether Company wishes to settle, and if so, on what terms, and you agree to fully cooperate with Company in the defense or settlement of such claim. ## 9. ARBITRATION AND CLASS ACTION WAIVER ### 9.1 PLEASE READ THIS SECTION CAREFULLY – IT MAY SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY HEAR YOUR CLAIMS. IT CONTAINS PROCEDURES FOR MANDATORY BINDING ARBITRATION AND A CLASS ACTION WAIVER. ### 9.2 Informal Process First. You and the Company agree that in the event of any dispute between you and the Company Entities, either party will first contact the other party and make a good faith sustained effort to resolve the dispute before resorting to more formal means of resolution, including without limitation, any court action, after first allowing the receiving party thirty (30) days in which to respond. Both you and the Company agree that this dispute resolution procedure is a condition precedent which must be satisfied before initiating any arbitration against the other party. ### 9.3 Arbitration Agreement and Class Action Waiver. After the informal dispute resolution process, any remaining dispute, controversy, or claim (collectively, “Claim”) relating in any way to the Company’s services and/or products, including the Services, and any use or access or lack of access thereto, will be resolved by arbitration, including threshold questions of arbitrability of the Claim. You and the Company agree that any Claim will be settled by final and binding arbitration, using the English language, administered by JAMS under its Comprehensive Arbitration Rules and Procedures (the “JAMS Rules”) then in effect (those rules are deemed to be incorporated by reference into this section, and as of the date of these Terms). Because your contract with the Company, these Terms, and this Arbitration Agreement concern interstate commerce, the Federal Arbitration Act (“FAA”) governs the arbitrability of all disputes. However, the arbitrator will apply applicable substantive law consistent with the FAA and the applicable statute of limitations or condition precedent to suit. Arbitration will be handled by a sole arbitrator in accordance with the JAMS Rules. Judgment on the arbitration award may be entered in any court that has jurisdiction. Any arbitration under these Terms will take place on an individual basis – class arbitrations and class actions are not permitted. You understand that by agreeing to these Terms, you and the Company are each waiving the right to trial by jury or to participate in a class action or class arbitration. ### 9.4 Exceptions. Notwithstanding the foregoing, you and the Company agree that the following types of disputes will be resolved in a court of proper jurisdiction: (a) disputes or claims within the jurisdiction of a small claims court consistent with the jurisdictional and dollar limits that may apply, as long as it is brought and maintained as an individual dispute and not as a class, representative, or consolidated action or proceeding, (b) disputes or claims where the sole form of relief sought is injunctive relief (including public injunctive relief), or (c) intellectual property disputes. ### 9.5 Costs of Arbitration. Payment of all filing, administration, and arbitrator costs and expenses will be governed by the JAMS Rules, except that if you demonstrate that any such costs and expenses owed by you under those rules would be prohibitively more expensive than a court proceeding, the Company will pay the amount of any such costs and expenses that the arbitrator determines are necessary to prevent the arbitration from being prohibitively more expensive than a court proceeding (subject to possible reimbursement as set forth below). ### Fees and costs may be awarded as provided pursuant to applicable law. If the arbitrator finds that either the substance of your claim or the relief sought in the Demand is frivolous or brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)), then the payment of all fees will be governed by the JAMS rules. In that case, you agree to reimburse the Company for all monies previously disbursed by it that are otherwise your obligation to pay under the applicable rules. If you prevail in the arbitration and are awarded an amount that is less than the last written settlement amount offered by the Company before the arbitrator was appointed, the Company will pay you the amount it offered in settlement. The arbitrator may make rulings and resolve disputes as to the payment and reimbursement of fees or expenses at any time during the proceeding and upon request from either party made within fourteen (14) days of the arbitrator’s ruling on the merits. ### 9.6 Opt-Out. You have the right to opt-out and not be bound by the arbitration provisions set forth in these Terms by sending written notice of your decision to opt-out to . The notice must be sent to the Company within thirty (30) days of your first registering to use the Services or agreeing to these Terms; otherwise you shall be bound to arbitrate disputes on a non-class basis in accordance with these Terms. If you opt out of only the arbitration provisions, and not also the class action waiver, the class action waiver still applies. You may not opt out of only the class action waiver and not also the arbitration provisions. If you opt-out of these arbitration provisions, the Company also will not be bound by them. ### 9.7 WAIVER OF RIGHT TO BRING CLASS ACTION AND REPRESENTATIVE CLAIMS. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU AND THE COMPANY EACH AGREE THAT ANY PROCEEDING TO RESOLVE ANY DISPUTE, CLAIM OR CONTROVERSY WILL BE BROUGHT AND CONDUCTED ONLY IN THE RESPECTIVE PARTY’S INDIVIDUAL CAPACITY AND NOT AS PART OF ANY CLASS (OR PURPORTED CLASS), CONSOLIDATED, MULTIPLE-PLAINTIFF, OR REPRESENTATIVE ACTION OR PROCEEDING (“CLASS ACTION”). YOU AND THE COMPANY AGREE TO WAIVE THE RIGHT TO PARTICIPATE AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS ACTION. YOU AND THE COMPANY EXPRESSLY WAIVE ANY ABILITY TO MAINTAIN A CLASS ACTION IN ANY FORUM. IF THE DISPUTE IS SUBJECT TO ARBITRATION, THE ARBITRATOR WILL NOT HAVE THE AUTHORITY TO COMBINE OR AGGREGATE CLAIMS, CONDUCT A CLASS ACTION, OR MAKE AN AWARD TO ANY PERSON OR ENTITY NOT A PARTY TO THE ARBITRATION. FURTHER, YOU AND THE COMPANY AGREE THAT THE ARBITRATOR MAY NOT CONSOLIDATE PROCEEDINGS FOR MORE THAN ONE PERSON’S CLAIMS, AND IT MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CLASS ACTION. FOR THE AVOIDANCE OF DOUBT, HOWEVER, YOU CAN SEEK PUBLIC INJUNCTIVE RELIEF TO THE EXTENT AUTHORIZED BY LAW AND CONSISTENT WITH THE EXCEPTIONS CLAUSE ABOVE. ### IF THIS CLASS ACTION WAIVER IS LIMITED, VOIDED, OR FOUND UNENFORCEABLE, THEN, UNLESS THE PARTIES MUTUALLY AGREE OTHERWISE, THE PARTIES’ AGREEMENT TO ARBITRATE SHALL BE NULL AND VOID WITH RESPECT TO SUCH PROCEEDING SO LONG AS THE PROCEEDING IS PERMITTED TO PROCEED AS A CLASS ACTION. IF A COURT DECIDES THAT THE LIMITATIONS OF THIS PARAGRAPH ARE DEEMED INVALID OR UNENFORCEABLE, ANY PUTATIVE CLASS, PRIVATE ATTORNEY GENERAL OR CONSOLIDATED OR REPRESENTATIVE ACTION MUST BE BROUGHT IN A COURT OF PROPER JURISDICTION AND NOT IN ARBITRATION. ## 10. Additional Provisions ### 10.1 Updating These Terms. We may modify these Terms from time to time in which case we will update the “Last Revised” date at the top of these Terms. If we make changes that are material, we will use reasonable efforts to attempt to notify you, such as by e-mail and/or by placing a prominent notice on the first page of the Website. However, it is your sole responsibility to review these Terms from time to time to view any such changes. The updated Terms will be effective as of the time of posting, or such later date as may be specified in the updated Terms. Your continued access or use of the Services after the modifications have become effective will be deemed your acceptance of the modified Terms. No amendment shall apply to a dispute for which an arbitration has been initiated prior to the change in Terms ### 10.2 Suspension; Termination. If you breach any of the provisions of these Terms, all licenses granted by the Company will terminate automatically. Additionally, the Company may, in its sole discretion, suspend or terminate your access to or use of any of the Services, with or without notice, for any or no reason, including, without limitation, (a) if we believe, in our sole discretion, you have engaged in any of the prohibited activities set forth in Section 5.2, (b) if you provide any incomplete, incorrect or false information to us, (c) if you have breached any portion of these Terms, and/or (d) if we determine such action is necessary to comply with these Terms, any of our policies, procedures or practices, or any law rule or regulation. All sections which by their nature should survive the termination of these Terms shall continue in full force and effect subsequent to and notwithstanding any termination of this Agreement by the Company or you. Termination will not limit any of the Company’s other rights or remedies at law or in equity. ### 10.3 Injunctive Relief. You agree that a breach of these Terms will cause irreparable injury to the Company for which monetary damages would not be an adequate remedy and the Company shall be entitled to equitable relief in addition to any remedies it may have hereunder or at law without a bond, other security or proof of damages. ### 10.4 California Residents. If you are a California resident, in accordance with Cal. Civ. Code § 1789.3, you may report complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by contacting them in writing at 1625 North Market Blvd., Suite N 112 Sacramento, CA 95834, or by telephone at (800) 952-5210. ### 10.5 Export Laws. You agree that you will not export or re-export, directly or indirectly, the Services and/or other information or materials provided by the Company hereunder, to any country for which the United States or any other relevant jurisdiction requires any export license or other governmental approval at the time of export without first obtaining such license or approval. In particular, but without limitation, the Services may not be exported or re-exported (a) into any U.S. embargoed countries or any country that has been designated by the U.S. Government as a “terrorist supporting” country, or (b) to a Prohibited Person. You are responsible for and hereby agree to comply at your sole expense with all applicable United States export laws and regulations. ### 10.6 Force Majeure. We will not be liable or responsible to you, nor be deemed to have defaulted under or breached these Terms, for any failure or delay in fulfilling or performing any of our obligations under these Terms or in providing the Services, when and to the extent such failure or delay is caused by or results from any events beyond our ability to control, including acts of God, flood, fire, earthquake, epidemics, pandemics, tsunami, explosion, war, invasion, hostilities (whether war is declared or not), terrorist threats or acts, riot or other civil unrest, government order, law, or action, embargoes or blockades, strikes, labor stoppages or slowdowns or other industrial disturbances, shortage of adequate or suitable Internet connectivity, telecommunication breakdown or shortage of adequate power or electricity, and other similar events beyond our control. ### 10.7 Miscellaneous. If any provision of these Terms shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions. These Terms and the licenses granted hereunder may be assigned by the Company but may not be assigned by you without the prior express written consent of the Company. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. The section headings used herein are for reference only and shall not be read to have any legal effect. The Services are operated by us in the United States. Those who choose to access the Services from locations outside the United States do so at their own initiative and are responsible for compliance with applicable local laws. These Terms are governed by the laws of the State of Tennessee, without regard to conflict of laws rules, and the proper venue for any disputes arising out of or relating to any of the same will be the arbitration venue set forth in Section 9, or if arbitration does not apply, then the state and federal courts located in Tennessee. ### 10.8 How to Contact Us. You may contact us regarding the Services or these Terms by phone at ‪(615) 208-3127‬, or by e-mail at . *** # Privacy Policy Last Revised on May 7th, 2023 This Privacy Policy for Prime Protocol Inc. (“Company”, “we”, “us” “our”) describes how we collect, use and disclose information about users of the Company’s websites ( and ), the Company’s cross-chain decentralized finance protocol, and any other applications, services, tools and features offered by the Company (collectively, the “Services”). For the purposes of this Privacy Policy, “you” and “your” means you as the user of the Services. Please read this Privacy Policy carefully. By using, accessing, or downloading any of the Services, you agree to the collection, use, and disclosure of your information as described in this Privacy Policy. If you do not agree to this Privacy Policy, please do not use, access or download any of the Services. ## 1. UPDATING THIS PRIVACY POLICY We may modify this Privacy Policy from time to time in which case we will update the “Last Revised” date at the top of this Privacy Policy. If we make material changes \[A1] to the way in which we use information we collect, we will use reasonable efforts to notify you (such as by emailing you at the last email address you provided us, by posting notice of such changes on the Services, or by other means consistent with applicable law) and will take additional steps as required by applicable law. If you do not agree to any updates to this Privacy Policy please do not access or continue to use the Services. ## 2. COMPANY’S COLLECTION AND USE OF INFORMATION When you access or use the Services, we may collect certain categories of information about you from a variety of sources. Some features of the Services may require you to directly enter certain information about yourself. You may elect not to provide this information, but doing so may prevent you from using or accessing these features. Information that you directly submit through our Services may include: * The following third-party wallet (“Wallet”) information: public wallet address and token IDs that you own. We collect third-party Wallet information in order to facilitate your use of the Services. * Any other information you choose to include in communications with us, for example, when sending a message through the Services. We also automatically collect certain information about your interaction with the Services (“Usage Data”). To do this, we may use cookies, web beacons/clear gifs and other tracking technologies*.* (“Tracking Technologies”). Usage Data may include: * Unique device identifier * Device type, such as your phone, computer, or tablet * IP address * Browser type * Date and time stamps, such as the date and time you first accessed the Services * Operating system * Log data * Other information regarding your interaction with the Services, such as clickstream data\[A4] We use the information we collect automatically to tailor features and run analytics and better understand user interaction with the Services. In addition to the foregoing, we may use any of the above information to comply with any applicable legal obligations, to enforce any applicable terms of service, and to protect or defend the Services, our rights, and the rights of our users or others. ## 3. HOW THE COMPANY SHARES YOUR INFORMATION In certain circumstances, the Company may share your information with third parties for legitimate purposes subject to this Privacy Policy.Such circumstances may include: * With vendors or other service providers, such as * Know-your-customer and other identity verification service providers * Blockchain analysis service providers * Data analytics vendors * Cloud storage providers * IT service management vendors * Email marketing services vendors * Security vendors * With our affiliates or otherwise within our corporate group * To comply with applicable law or any obligations thereunder, including cooperation with law enforcement, judicial orders, and regulatory inquiries * In connection with an asset sale, merger, bankruptcy, or other business transaction * To enforce any applicable terms of service and investigate any potential violation thereof * To protect the rights, safety and security of the Company, its users, a third party or the public as required or permitted by law * To detect, prevent or otherwise address security, fraud or technical issues * When you request us to share certain information with third parties, such as through your use of social media widgets or login integrations * With professional advisors, such as auditors, law firms, or accounting firms ## 4. COOKIES AND OTHER TRACKING TECHNOLOGIES *Do Not Track Signals* Your browser settings may allow you to transmit a “Do Not Track” signal when you visit various websites. Like many websites, our website is not designed to respond to “Do Not Track” signals received from browsers. To learn more about “Do Not Track” signals, you can visit [http://www.allaboutdnt.com/.](http://www.allaboutdnt.com/) *Cookies and Other Tracking Technologies* Most browsers accept cookies automatically, but you may be able to control the way in which your devices permit the use of Tracking Technologies. If you so choose, you may block or delete our cookies from your browser; however, blocking or deleting cookies may cause some of the Services, including any portal features and general functionality, to work incorrectly. To opt out of tracking by Google Analytics, click [here](https://tools.google.com/dlpage/gaoptout) If you have questions regarding the specific information about you that we process or retain, as well as your choices regarding our collection and use practices, please contact us using the information listed below. ## 5. THIRD PARTY WEBSITES AND LINKS We may provide links to websites or other online platforms operated by third parties. If you follow links to sites not affiliated or controlled by us, you should review their privacy and security policies and other terms and conditions. We do not guarantee and are not responsible for the privacy or security of these sites, including the accuracy, completeness, or reliability of information found on these sites. Information you provide on public or semi-public venues, including information you share on third-party social networking platforms (such as Facebook or Twitter) may also be viewable by other users of the Services and/or users of those third-party online platforms without limitation as to its use by us or by a third party. Our inclusion of such links does not, by itself, imply any endorsement of the content on such platforms or of their owners or operators, except as disclosed on the Services. ## 6. THIRD PARTY WALLET EXTENSIONS ## Certain transactions conducted via our Services will require you to connect a Wallet to the Services. By using such Wallet to conduct such transactions via the Services, you acknowledge that any collection, use and/or disclosure of your personal information in connection with your interactions with such third party Wallets are governed by the privacy policy for the applicable Wallet. ## 7. CHILDREN’S PRIVACY We do not seek or knowingly collect any personal information about children under 13 years of age. If we become aware that we have unknowingly collected information about a child under 13 years of age, we will make commercially reasonable efforts to delete such information from our database. If you are the parent or guardian of a child under 13 years of age who has provided us with their personal information, you may contact us using the below information to request that it be deleted. ## 8. DATA SECURITY Please be aware that, despite our reasonable efforts to protect your information, no security measures are perfect or impenetrable, and we cannot guarantee “perfect security.” Please further note that any information you send to us electronically, while using the Services or otherwise interacting with us, may not be secure while in transit. We recommend that you do not use unsecure channels to communicate sensitive or confidential information to us. ## 9. HOW TO CONTACT US Should you have any questions about our privacy practices or this Privacy Policy, please contact us at and/or ‪(615) 208-3127‬. ## 10. EUROPEAN USERS If you are located in the European Union (“EU”) or United Kingdom (“UK”): * *Data Controller.* The Company is the data controller. * *Lawful Basis of Processing.* We process Wallet information in order to provide you with the Services. We process information you choose to include in communications with us because it is in our legitimate interest to run a successful business and be responsive to you as a user. We process Usage Data and Tracking Data because it is in our legitimate interest to run a successful business and to improve, protect and tailor our Services. We collect certain contact information with your consent for marketing purposes. * *Data Transfers.* The personal data that we collect from you will be transferred to, and stored at/processed in countries outside the EU and UK. Your personal data is also processed by staff operating outside the EU and the UK who work for us or one of our third party service providers or partners. We will take all steps reasonably necessary to ensure that your personal data is treated securely and in accordance with this Privacy Policy. For any transfers of data outside the EU or the UK, the data transfer will be under the European Commission’s model contracts for the transfer of personal data to third countries (i.e., the standard contractual clauses) or any equivalent contracts issued by the relevant competent authority of the UK, as relevant, unless the data transfer is to a country that has been determined by the European Commission or the relevant UK authorities, as applicable, to provide an adequate level of protection for individuals’ rights and freedoms for their personal data. Please contact us should you wish to examine a copy of these clauses. * *Retention.* We will retain and use your personal data to the extent necessary to comply with our legal obligations, resolve disputes and enforce our terms of service. If you stop using our Services, we will store your information in an aggregated and anonymized format; we may use this information indefinitely without further notice to you. * *Rights.* You have certain rights in relation to your personal data. Please note that a number of these rights only apply in certain circumstances, and all of these rights may be limited by law. To exercise any of these rights, you can email : * *Access.* You have the right to access personal data we hold about you. * *Portability.* You have the right to receive a copy of the personal data we hold about you and to request that we transfer it to a third party, in certain circumstances. * *Correction.* You have the right to correct any of your personal data we hold that is inaccurate. * *Erasure.* In certain circumstances, you have the right to delete the personal data we hold about you. * *Restriction of processing to storage only*. You have the right to require us to stop processing the personal data we hold about you, other than for storage purposes, in certain circumstances. * *Objection.* You have the right to object to our processing of your personal data. * *Objection to or withdrawal of consent for marketing.* You can object to marketing at any time by opting-out using the unsubscribe/ opt-out function displayed in our communications to you. * *Complaints*. You have the right to complain to your local data protection authority about how we process your personal data. Of course, we hope you will contact us first at so we can resolve any issues.